Comal County, TX: Foreclosures, Tax Liens & Distressed Properties
Comal County, TX, Texas: 14 ZIP codes scored, Comal County, TX averaging 30/100 (moderate, Comal, TX), from 18 to 35. Comal County, TX is in its contraction phase (Comal, TX confidence 21/100): Comal, TX home prices down 1.2% (Comal, TX) over twelve months, 2.0% under their peak. Comal County, TX lender headwind: 43/100.
Highest-scoring Comal County, TX ZIPs: 78154 (35/100), 78108 (34/100), 78015 (33/100), 78130 (32/100), 78266 (32/100), 78132 (30/100). Also scored in Comal County, TX: 78133, 78163, 78623, 78006, 78070, 78666, 78676, 78606.
Across Comal County, TX's scored ZIPs: median home value $444,964, household income $97,128, 8.4% vacancy, 7.5% poverty, 81% owner-occupied, median age 43.4.
Comal County, TX insurance distress 63/100 (#818 in the US); FEMA hazard 52/100 for Comal, TX; 2 federal disaster declarations in Comal County, TX since 2023 (2 flood); 9 Comal, TX NFIP flood claims, $225K paid; Comal, TX construction distress 53/100.
20 banks with 36 branches lend in Comal County, TX; Comal, TX weighted bank stress 59/100, highest 96/100 in Comal, TX.
Comal County, TX unemployment 4.3% (Comal, TX +0.3 pts, six months); 2,356 new housing units permitted in Comal County, TX over twelve months, Comal, TX down 0% from 2,367; Comal, TX home prices +9.0% a year (Comal, TX) over three years.
77,961 housing units in Comal County, TX; 15,660 Comal, TX renter households; 46% of Comal, TX renters spend 30%+ of income on rent, 20% (Comal, TX) half or more.
Comal County, TX ranks #1,225 nationally on the opportunity index (Comal, TX, among all ranked counties); Comal, TX scores 30.4/100 and Comal, TX sits #127 inside Texas. Comal, TX is in the watchlist opportunity phase; Comal, TX's primary driver is bank institutional, Comal, TX second driver construction; Comal, TX moved up 371 places. 107 short-sale listings across Comal, TX; 83 days on market observed in Comal, TX; 8.4% vacancy over 14 Comal, TX ZIPs.
0.7% of Comal County, TX mortgages were ninety-plus days late in December 2025; Comal, TX's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Comal, TX's ninety-day rate is up 0.1 points on twelve months earlier; the Comal, TX peak since 2008 was 2.4% in March 2010; Texas overall reads 1.2%.
Comal County, TX has 13 watched banks; 13 Comal, TX banks sit in an elevated band. Comal, TX footprints: Prosperity Bank (6 branches, stress 33) in Comal, TX; Security State Bank&Trust (3 branches, stress 46) in Comal, TX; First Commercial Bank Na (2 branches, stress 63) in Comal, TX.
HUD lists 6 assisted multifamily properties in Comal County, TX with 634 units; 94 Comal, TX units are assisted, 1 Comal, TX properties under project-based Section 8.
6,607 of the 77,961 housing units in Comal, TX sit vacant. Comal County, TX permitted 456 multifamily units in twelve months; Comal, TX's one-to-four unit structures added 1,900 units in Comal County, TX.