Guadalupe County, TX: Home-Insurance Distress & Forced-Sale Pressure
Guadalupe County, TX: 72/100 (severe) home-insurance distress; Guadalupe, TX band MEDIUM; Guadalupe, TX #586 of 3,222 counties; Guadalupe, TX #59 of 254 in Texas.
FEMA hazard, Guadalupe, TX: 68/100; Guadalupe, TX declarations, three years: 4; Guadalupe, TX perils: 4 flood; Guadalupe, TX five-year count 4 (severity 7.0); Guadalupe, TX ten-year 4; hazard-weighted, Guadalupe, TX: 8.0.
Declared incidents on the Guadalupe, TX record: 2025 Flood 2; 2024 Flood 2 (Guadalupe, TX).
NFIP claims, Guadalupe, TX, three years: 6; Guadalupe, TX payouts $146,623; per Guadalupe, TX claim $24,437; Guadalupe, TX claim-stress 77/100.
Guadalupe, TX monthly score fell, 74 (March 2026) to 72 (October 2026); Guadalupe, TX by month: March 74, April 74, May 76, June 76 (Guadalupe, TX), July 74, August 74, September 74, October 72.
Guadalupe, TX components: climate 68, NFIP claims 77; Guadalupe, TX retreat index 72.
Construction distress, Guadalupe, TX: 67/100 as of August 2026 (Guadalupe, TX: 66/100 one-to-four unit, 64/100 multifamily).
Guadalupe, TX ZIPs, June 2026 (Guadalupe, TX, 14 highest): score 0 (Guadalupe, TX), climate 96 (Guadalupe, TX): 78154; score 0 (Guadalupe, TX), climate 93 (Guadalupe, TX): 78108, 78124, 78130, 78132; score 0 (Guadalupe, TX), climate 92 (Guadalupe, TX): 78123, 78155, 78638, 78670; score 0 (Guadalupe, TX), climate 91 (Guadalupe, TX): 78666; score 0 (Guadalupe, TX), climate 83 (Guadalupe, TX): 78655; score 0 (Guadalupe, TX), climate 80 (Guadalupe, TX): 78140, 78648; score 0 (Guadalupe, TX), climate 79 (Guadalupe, TX): 78121.
DLRadar rescores Guadalupe, TX monthly; Guadalupe, TX readings join Guadalupe, TX foreclosure, lien and ownership parcels (Guadalupe, TX), so cost-squeezed Guadalupe, TX owners surface before listing.
Inside Texas, Guadalupe County ranks 59th of 254 counties for home-insurance distress at 72/100; Val Verde County (72/100) sits just above Guadalupe County, and Marion County (71/100) sits just below Guadalupe County.
Deterministic. Every Guadalupe County, TX signal traces to a public Guadalupe dataset (FEMA, NFIP, Census for Guadalupe, TX) · how insurance distress works in Guadalupe, TX · methodology
FAQ: Guadalupe County, TX insurance distress
What is the Guadalupe County, TX home-insurance-distress score?
Guadalupe, TX: 72/100 (MEDIUM), #586 of 3,222, #59 in Texas. FEMA hazard, Guadalupe, TX: 68/100; NFIP stress, Guadalupe, TX: 77/100; construction, Guadalupe, TX: 67/100; Guadalupe, TX rescores monthly.
Is Guadalupe County insurance distress getting better or worse (TX)?
Guadalupe, TX: 74 in March 2026; Guadalupe, TX: 72 in October 2026 (better); Guadalupe, TX climate component 68; Guadalupe, TX NFIP claims score 77.
How many flood-insurance claims has Guadalupe County, TX had?
Guadalupe, TX: 6 NFIP claims, three years; Guadalupe, TX paid $146,623; per Guadalupe, TX claim $24,437; carriers reprice Guadalupe, TX against that record.
Which Guadalupe County ZIP codes carry the most insurance distress (TX)?
Guadalupe, TX, June 2026: 78154 at 0, 78108 at 0, 78124 at 0, 78130 at 0; Guadalupe, TX climate scores there: 96, 93, 93, 93.
Why does Guadalupe, TX insurance distress create sellers?
A Guadalupe, TX premium outruns the Guadalupe, TX budget; a carrier leaves Guadalupe, TX; Guadalupe, TX carrying cost passes plan; Guadalupe, TX owners sell while current; Guadalupe, TX insurance distress leads Guadalupe, TX foreclosure data.