ZIP 78121 Foreclosure, Tax-Lien & Distress Report

Wilson County, Texas's ZIP 78121 registers 27/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (70/100), structural risk (59/100), institutional ownership (44/100). On the quiet end sit mortgage stress (10/100). Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structural exposure scores 59 and live distress 3 on the 0–100 scale.

The contraction-phase market in 78121 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 11% higher over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $126,726 — above the roughly $78,000 national figure. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.3%. 15,001 residents call 78121 home, typically aged 39. About 33% have a four-year degree. The typical home is worth about $402,600 (2.8× income, relatively affordable). Around 35% of renters are cost-burdened. 89% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 24/100. The ZIP holds roughly 5,426 housing units.

On the whole, 78121 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 78121's 27/100 can be lined up against any neighbor in Wilson County, Texas or any ZIP coast to coast. 78121 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78121's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 78121 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.