ZIP 78147 Foreclosure, Tax-Lien & Distress Report

Wilson County, Texas's ZIP 78147 registers 25/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (54/100), institutional ownership (40/100). mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). Structural exposure scores 54 and live distress 2 on the 0–100 scale.

The contraction-phase market in 78147 posted values that fell 1.2% over the year, 2.0% off the recent peak (phase confidence 21/100). Falling values surface more motivated sellers and below-market exits.

Vacancy runs 11.2%. The typical home is worth about $225,000 (2.7× income, relatively affordable). Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 25/100. Around 12% of renters are cost-burdened. About 17% have a four-year degree. At $72,961, median income runs near typical U.S. levels. Population is roughly 1,646 with a median age of 31. The tenure split is 61% owner-occupied to 39% rented. There are about 659 housing units across 78147.

On the whole, 78147 leans distressed, with opportunity clustered in specific stressed parcels. While 78147 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 78147 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78147 can be compared directly against any other ZIP in Wilson County, Texas or nationwide. Sparse data for 78147 shows as blanks, never estimates, and the score updates on every fresh public filing.

78147's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 78147 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.