Wilson County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wilson County, TX distress report, 2026: 12 ZIPs scored in Wilson, TX, Wilson, TX average 27/100; the top Wilson, TX ZIP is 78112 at 36/100; Wilson, TX market phase contraction, Wilson, TX prices -1.2% year over year.
- Wilson, TX ranks #964 nationally (opportunity index); Wilson, TX #107 in Texas; Wilson, TX index 31.3.
- Wilson, TX: no CFPB county sample; Wilson, TX metro area reading 1.4%.
- Wilson, TX ZIP phases: 11 contraction, 1 peak.
- Wilson, TX residential listings tracked: 14 across 7 ZIPs; Wilson, TX candidate listings 10.
- Wilson, TX lenders on watch: 5; largest Wilson, TX footprint First National Bank Texas (2 branches).
- Wilson, TX most distressed ZIP: 78112 at 36/100.
Wilson, TX figures: DLRadar distress index; Wilson, TX inputs: CFPB, FHFA, HUD, FDIC; Wilson, TX rebuilt as sources refresh.
| Rank | Wilson, TX ZIP | Score |
|---|---|---|
| 1 | 78112 | 36/100 |
| 2 | 78223 | 36/100 |
| 3 | 78101 | 32/100 |
| 4 | 78140 | 29/100 |
| 5 | 78121 | 27/100 |
| 6 | 78114 | 25/100 |
| 7 | 78143 | 25/100 |
| 8 | 78147 | 25/100 |
| 9 | 78160 | 25/100 |
| 10 | 78161 | 25/100 |
| 11 | 78064 | 23/100 |
| 12 | 78113 | 21/100 |
Most distressed Wilson, TX ZIPs (0-100, 2026)
Mortgage delinquency around Wilson, TX
No CFPB county sample covers Wilson, TX; the metro area reading for Wilson, TX (San Antonio-New Braunfels, TX): 1.4% ninety-plus; Wilson, TX area thirty-to-eighty-nine 3.0% (December 2025, Wilson, TX); Texas overall 1.2%.
Opportunity index: Wilson, TX
Wilson, TX index 31.3, Wilson, TX phase watchlist; Wilson, TX primary driver construction, Wilson, TX second driver bank institutional. Wilson, TX components: property stress 20.8, foreclosure pressure 21.5, listing discounts 31.1, bank stress 58.4, insurance 0.0; Wilson, TX pulse 35.5; Wilson, TX capital opportunity 25.0; Wilson, TX seven-day change -0.1%.
ZIP market phases inside Wilson, TX
12 Wilson, TX ZIPs carry a price-cycle phase; Wilson, TX ZIPs by phase (Wilson, TX), deepest drawdown first: contraction, -1.2% YoY, 2.0% off peak (Wilson, TX): 78064, 78101, 78112, 78121, Wilson, TX 78143, 78147, 78160, 78161, Wilson, TX 78114, 78223; contraction, -0.3% YoY, 1.4% off peak (Wilson, TX): 78113; peak, +1.0% YoY, 0.6% off peak (Wilson, TX): 78140.
Residential listings by Wilson, TX ZIP
Wilson, TX ZIPs with the most tracked Wilson, TX residential listings: 78114 9 listings, 7 candidates, bank pressure 63; 78121 5 listings, 3 candidates, bank pressure 60; 78113 0 listings, 0 candidates, bank pressure 63; 78143 0 listings, 0 candidates, bank pressure 60 (Wilson, TX); 78147 0 listings, 0 candidates, bank pressure 60; 78160 0 listings, 0 candidates, bank pressure 60; 78161 0 listings, 0 candidates, bank pressure 60. Wilson, TX totals: 14 listings; Wilson, TX candidates 10; active ZIPs 2.
Lenders with branches in Wilson, TX
Wilson, TX lenders by branch count: First National Bank Texas (Wilson, TX): stress 77, 2 branches low in Wilson, TX; Falls City National Bank (Wilson, TX): stress 28, 2 branches low in Wilson, TX; Commerce Bank Texas (Wilson, TX): stress 76, 1 branch low in Wilson, TX; Third Coast Bank (Wilson, TX): stress 56, 1 branch low in Wilson, TX; Southtrust Bank N A (Wilson, TX): stress 54, 1 branch low in Wilson, TX.
Vacancy and permits, Wilson, TX
1,295 of 19,480 Wilson, TX housing units are vacant; Wilson, TX permits, twelve months: 0 multifamily units in Wilson, TX, 116 one-to-four unit units.
Work Wilson, TX at the parcel level
Every Wilson, TX parcel carries owner and address; every Wilson, TX parcel carries APN; Wilson, TX distress scores sit on the Wilson, TX live board.
Wilson, TX figures refresh with each source.
Wilson, TX questions
Most distressed ZIP code in Wilson County, TX?
ZIP 78112 leads Wilson, TX at 36/100; next in Wilson, TX: 78223 at 36/100; the Wilson, TX average is 27/100.
Where does Wilson County, TX rank for investment opportunity?
Wilson, TX is #964 among all ranked counties, #107 in Texas; the Wilson, TX driver is construction; Wilson, TX moved up 9 places.
How many mortgages are delinquent in Wilson County, TX?
Wilson, TX takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Wilson, TX.
Which banks lend in Wilson County, TX?
5 watched lenders hold Wilson, TX branches; the largest Wilson, TX footprints are First National Bank Texas (2), Falls City National Bank (2), Commerce Bank Texas (1).
More on Wilson, TX
Wilson County, TX distress report: public-record figures for Wilson, TX; not legal advice for Wilson, TX; not tax or investment advice; verify every Wilson, TX record before acting.