ZIP 78114 Foreclosure, Tax-Lien & Distress Report

ZIP code 78114 in Wilson County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Structural risk reads 54/100 against active distress of 2/100. Leading the profile are construction/permit lag (73/100), structural risk (54/100), institutional ownership (40/100). By contrast, mortgage stress (7/100) register low.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 10% higher over three years (phase confidence 21/100). Falling values surface more motivated sellers and below-market exits.

Home values center near $292,600, an affordability ratio of 3.3× — accessible. The poverty rate is 7.4% — low. At $84,260, median income runs near typical U.S. levels. 84% of housing is owner-occupied. Rent burden reaches 35% of tenant households. Educational attainment sits at 24% bachelor's-or-above. Vacancy runs 7.4%. Population is roughly 23,975 with a median age of 42. DLRadar's demographic-stress index for the area reads 27/100. There are about 9,287 housing units across 78114.

On the whole, 78114 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 78114 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 78114 stays directly comparable to neighboring ZIPs and the rest of Wilson County, Texas. Sparse data for 78114 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 78114 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 78114 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.