ZIP 78113 Foreclosure, Tax-Lien & Distress Report

In Wilson County, Texas, ZIP 78113 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 45/100, against 3/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (63/100), structural risk (45/100), institutional ownership (31/100). By contrast, institutional ownership (31/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (61/100)).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.4% off the recent peak, at 15/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 3,258 people live here, median age 35. Vacancy runs 7.2%. Rent burden reaches 20% of tenant households. The tenure split is 73% owner-occupied to 27% rented. About 23% have a four-year degree. The ZIP holds roughly 1,204 housing units. Home values center near $300,000, an affordability ratio of 2.5× — accessible. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $90,191, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100.

On the whole, 78113 leans distressed, with opportunity clustered in specific stressed parcels. While 78113 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78113's 21/100 can be lined up against any neighbor in Wilson County, Texas or any ZIP coast to coast. Where the public record is thin for 78113, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 78113 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 78113 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.