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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 78635 Foreclosure, Tax-Lien & Distress Report

Blanco County, Texas · High Vacancy market

DLRadar grades ZIP 78635 (Blanco County, Texas) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). The latent-versus-live split is 40/100 structural and 0/100 already moving. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (40/100), institutional ownership (39/100). institutional ownership (39/100) stay muted.

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 37% of homes, renters 63%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 42% bachelor's-or-above. Vacancy runs 71.9%, above the national norm and a classic distress-and-opportunity signal. 83 residents call 78635 home, typically aged 42. The ZIP holds roughly 71 housing units. DLRadar's demographic-stress index for the area reads 37/100.

Taken together, 78635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78635 at the moment; the composite and its components are still built from verifiable public records.

Whether 78635 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78635 can be compared directly against any other ZIP in Blanco County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78635 shows blanks, not estimates, wherever the record is sparse.

Each component behind 78635 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 78635 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
40/100
Structural risk
0/100
Distress activity

ZIP 78635 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk34
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 78635 by the numbers

78635 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 78635 distress and acquisition report

The full 78635 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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