ZIP 78636 Foreclosure, Tax-Lien & Distress Report

Blanco County, Texas's ZIP 78636 registers 19/100 composite distress, which DLRadar reads as low. Structurally it carries 40/100, against 4/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (40/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (14/100) register low. Environmental exposure also runs high (FEMA disaster exposure (71/100)).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 11% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. 68% of housing is owner-occupied. Population is roughly 3,842 with a median age of 53. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 2,171 housing units. DLRadar's demographic-stress index for the area reads 48/100. Home values center near $532,600, an affordability ratio of 7.7× — stretched. Households earn a median $59,625 — below the roughly $78,000 national figure. The poverty rate is 10.7%. Around 65% of renters are cost-burdened.

On the whole, 78636 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78636 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 78636 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 78636 shows blanks, not estimates, wherever the record is sparse.

78636's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 78636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.