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ZIP 78657 Foreclosure, Tax-Lien & Distress Report

Llano County, Texas · High Vacancy market

In Llano County, Texas, ZIP 78657 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (76/100), structural risk (67/100), institutional ownership (47/100). mortgage stress (23/100) stay muted. The latent-versus-live split is 67/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (67/100).

The peak-phase market in 78657 posted values that rose 2.0% over the year, and 44% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $93,699, above the U.S. median near $78,000. On demographic stress specifically, 78657 scores 33/100. Educational attainment sits at 47% bachelor's-or-above. 7,061 residents call 78657 home, typically aged 60. 5.0% of residents fall below the poverty threshold. The typical home is worth about $483,200 (5.0× income). Rent burden reaches 35% of tenant households. The ZIP holds roughly 5,385 housing units. Owners hold 83% of homes, renters 17%. Vacancy runs 40.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 78657 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78657 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78657's 29/100 can be lined up against any neighbor in Llano County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78657 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 78657 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 78657 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

29/100
Composite stress
67/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 78657

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk67
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

78657 at a glance

The live 78657 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Llano County

More distress data near 78657

Keep going: ZIP, county and state distress coverage for Llano County, Texas.

See every distressed parcel in 78657

Every distressed parcel in 78657 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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