ZIP 78609 Property Distress & Foreclosure Data

Composite property distress in 78609 (Llano County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 71/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (71/100), institutional ownership (51/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (64/100).

The market reads neutral — home values rose 4.3% year on year, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,826 people live here, median age 63. At $60,663, median income runs below typical U.S. levels. The typical home is worth about $319,700 (4.5× income). Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. There are about 1,354 housing units across 78609. The demographic-stress sub-score lands at 36/100. 80% of housing is owner-occupied. Around 27% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. The poverty rate is 12.7%.

Net-net, 78609 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.