ZIP 78609 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78609 (Llano County, Texas) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 59/100 against active distress of 7/100. Its heaviest discrete signals: structural risk (59/100), construction/permit lag (51/100), institutional ownership (47/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (64/100)).

The peak-phase market in 78609 posted values that rose 2.0% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,826 residents call 78609 home, typically aged 63. Households earn a median $60,663 — below the roughly $78,000 national figure. The typical home is worth about $319,700 (4.5× income). Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. There are about 1,354 housing units across 78609. On demographic stress specifically, 78609 scores 36/100. Owners hold 80% of homes, renters 20%. About 27% have a four-year degree. Around 50% of renters are cost-burdened. Roughly 12.7% live below the poverty line.

Taken together, 78609 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 78609 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 78609 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78609 can be compared directly against any other ZIP in Llano County, Texas or nationwide. Where the public record is thin for 78609, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 78609 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 78609 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.