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ZIP 78643 Foreclosure, Tax-Lien & Distress Report

Llano County, Texas · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 78643 in Llano County, Texas comes in at 26, a low composite-distress reading. Structurally it carries 59/100, against 7/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (64/100)). Its standout signals are structural risk (59/100), construction/permit lag (51/100), institutional ownership (47/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 78643 posted values that rose 2.0% over the year, and 6% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 6,837 with a median age of 54. The tenure split is 73% owner-occupied to 27% rented. The poverty rate is 10.9%. Educational attainment sits at 30% bachelor's-or-above. Home values center near $362,600, an affordability ratio of 4.9×. The vacancy rate is 26.7% — elevated. Median household income is $63,500, below the U.S. median near $78,000. On demographic stress specifically, 78643 scores 36/100. The ZIP holds roughly 4,233 housing units. Around 47% of renters are cost-burdened.

Net-net, 78643 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78643 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 78643 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Llano County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 78643 shows blanks, not estimates, wherever the record is sparse.

The 26/100 for 78643 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 78643 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
59/100
Structural risk
7/100
Distress activity

ZIP 78643 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk64
78643 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 78643 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 78643, the same set carried on every parcel.

Loading ZIP 78643 stress data…

Llano County ZIPs near 78643

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See every distressed parcel in 78643

The full 78643 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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