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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 78607 Foreclosure, Tax-Lien & Distress Report

Llano County, Texas · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 78607 in Llano County, Texas comes in at 26, a low composite-distress reading. Structural risk reads 59/100 against active distress of 7/100. Property-level stress concentrates in structural risk (59/100), construction/permit lag (51/100), institutional ownership (47/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (64/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Population is roughly 228 with a median age of 49. A median home runs $243,800 here, or 6.2 times local income. The ZIP holds roughly 177 housing units. Around 15% of adults hold a bachelor's degree or higher. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Median household income is $57,019, below the U.S. median near $78,000. Vacancy runs 61.0%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. The tenure split is 73% owner-occupied to 27% rented. DLRadar's demographic-stress index for the area reads 38/100.

On the whole, 78607 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78607 at the moment; the composite and its components are still built from verifiable public records.

Whether 78607 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78607 can be compared directly against any other ZIP in Llano County, Texas or nationwide. The score is rebuilt from public data as it updates, so 78607 reflects the current record instead of a stale or modeled snapshot.

78607's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 78607 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
59/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 78607

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk64
Another 9 scored dimensions sit behind 78607

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 78607 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 78607, the same set carried on every parcel.

Loading ZIP 78607 stress data…

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