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Llano County, TX: Foreclosures, Tax Liens & Distressed Properties

Llano County, TX, Texas: 10 ZIP codes scored, Llano County, TX averaging 26/100 (low, Llano, TX), from 19 to 30. Llano County, TX is in its peak phase (Llano, TX confidence 22/100): Llano, TX home prices up 2.0% (Llano, TX) over twelve months. Llano County, TX lender headwind: 33/100.

Highest-scoring Llano County, TX ZIPs: 78611 (30/100), 78657 (29/100), 78639 (28/100), 76831 (26/100), 76885 (26/100), 78607 (26/100). Also scored in Llano County, TX: 78609, 78643, 78672, 76869.

Across Llano County, TX's scored ZIPs: median home value $371,725, household income $72,479, 43.9% vacancy, 19.4% poverty, 79% owner-occupied, median age 54.4.

Llano County, TX insurance distress 65/100 (#758 in the US); FEMA hazard 52/100 for Llano, TX; 2 federal disaster declarations in Llano County, TX since 2023 (2 flood); 22 Llano, TX NFIP flood claims, $589K paid; Llano, TX construction distress 48/100.

9 banks with 15 branches lend in Llano County, TX; Llano, TX weighted bank stress 58/100, highest 73/100 in Llano, TX.

Llano County, TX unemployment 4.4% (Llano, TX +0.1 pts, six months); 109 new housing units permitted in Llano County, TX over twelve months, Llano, TX up 6% from 103; Llano, TX home prices +11.3% a year (Llano, TX) over three years.

15,788 housing units in Llano County, TX; 2,329 Llano, TX renter households; 41% of Llano, TX renters spend 30%+ of income on rent, 15% (Llano, TX) half or more.

Llano County, TX ranks #218 nationally on the opportunity index (Llano, TX, among all ranked counties); Llano, TX scores 35.7/100 and Llano, TX sits #29 inside Texas. Llano, TX is in the peak_opportunity opportunity phase; Llano, TX's primary driver is vacancy, Llano, TX second driver construction. 8 short-sale listings across Llano, TX; 146 days on market observed in Llano, TX; 31.8% vacancy over 10 Llano, TX ZIPs.

No CFPB county sample covers Llano County, TX. The non-metro area reading for Llano, TX: 1.4% ninety-plus days late; Llano, TX's thirty-to-eighty-nine share is 3.5% (Llano, TX, December 2025 data); Texas overall 1.2%.

Llano County, TX has 6 watched banks; 6 Llano, TX banks sit in an elevated band. Llano, TX footprints: Llano National Bank (3 branches, stress 68) in Llano, TX; Arrowhead Bank (2 branches, stress 48) in Llano, TX; Prosperity Bank (2 branches, stress 33) in Llano, TX.

HUD lists 1 assisted multifamily property in Llano County, TX with 76 units.

5,023 of the 15,788 housing units in Llano, TX sit vacant. Llano County, TX permitted 0 multifamily units in twelve months; Llano, TX's one-to-four unit structures added 109 units in Llano County, TX.

Peak
Market phase
2%
Llano, TX HPI YoY
0%
Drawdown
22
Llano confidence

Highest-distress Llano County ZIP codes

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