ZIP 78654 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78654 (Burnet County, Texas) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (92/100), climate & FEMA risk (78/100)). Its heaviest discrete signals: construction/permit lag (79/100), structural risk (72/100), institutional ownership (49/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 72 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 7% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 67% owner-occupied to 33% rented. A median home runs $358,400 here, or 4.3 times local income. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 33% bachelor's-or-above. Population is roughly 19,946 with a median age of 43. Households earn a median $72,669 — near the roughly $78,000 national figure. The vacancy rate is 19.1% — elevated. The ZIP holds roughly 10,090 housing units. Rent burden reaches 27% of tenant households. 8.0% of residents fall below the poverty threshold.

On the whole, 78654 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 78654 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. 78654 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 78654 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 78654 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.