ZIP 78654 Property Distress & Foreclosure Data

Composite property distress in 78654 (Burnet County, Texas) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), climate & FEMA risk (78/100). The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (72/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 72 and live distress 6 on the 0–100 scale.

The market reads neutral — home values rose 3.5% year on year, and 7% higher over three years, at 20/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

67% of housing is owner-occupied. The typical home is worth about $358,400 (4.3× income). The demographic-stress sub-score lands at 31/100. Around 33% of adults hold a bachelor's degree or higher. About 19,946 people live here, median age 43. At $72,669, median income runs near typical U.S. levels. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. There are about 10,090 housing units across 78654. Rent burden reaches 27% of tenant households. The poverty rate is 8.0%.

Net-net, 78654 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.