ZIP 78738 Property Distress & Foreclosure Data

In Travis County, Texas, ZIP 78738 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 78/100 structural and 7/100 already moving. Its standout signals are structural risk (78/100), construction/permit lag (68/100), institutional ownership (60/100). By contrast, mortgage stress (22/100) register low.

The market reads recovery — home values held roughly flat year on year, 2.1% off the recent peak, and 13% lower over three years (phase confidence 6/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $169,911, median income runs above typical U.S. levels. Around 46% of renters are cost-burdened. 76% of housing is owner-occupied. The ZIP holds roughly 12,533 housing units. The demographic-stress sub-score lands at 27/100. The typical home is worth about $916,300 (4.4× income). The poverty rate is 4.4% — low. About 28,790 people live here, median age 43. Around 75% of adults hold a bachelor's degree or higher. The vacancy rate is 4.9%.

Net-net, 78738 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.