ZIP 78738 Foreclosure, Tax-Lien & Distress Report

In Travis County, Texas, ZIP 78738 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100)). Structurally it carries 77/100, against 7/100 of stress already in motion. Property-level stress concentrates in structural risk (77/100), construction/permit lag (67/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.1% off the recent peak, and 13% lower over three years, at 5/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $169,911, median income runs above typical U.S. levels. Around 46% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. There are about 12,533 housing units across 78738. The demographic-stress sub-score lands at 27/100. A median home runs $916,300 here, or 4.4 times local income. 4.4% of residents fall below the poverty threshold. Population is roughly 28,790 with a median age of 43. Around 75% of adults hold a bachelor's degree or higher. The vacancy rate is 4.9%.

Net-net, 78738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 78738 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 78738 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Travis County, Texas and the nation. The score is rebuilt from public data as it updates, so 78738 reflects the current record instead of a stale or modeled snapshot.

78738's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 78738 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.