ZIP 78731 Property Distress & Foreclosure Data

Travis County, Texas's ZIP 78731 registers 35/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (68/100), institutional ownership (60/100). mortgage stress (22/100) stay muted. Structural exposure scores 78 and live distress 7 on the 0–100 scale.

Prices here sit in a recovery phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 7% lower over three years, at 6/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 53% owner-occupied to 47% rented. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. There are about 15,163 housing units across 78731. Households earn a median $102,886 — above the roughly $78,000 national figure. 27,136 residents call 78731 home, typically aged 42. Vacancy runs 5.2%. About 79% have a four-year degree. Rent burden reaches 41% of tenant households. A median home runs $903,200 here, or 8.2 times local income. On demographic stress specifically, 78731 scores 39/100.

Overall, 78731 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.