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ZIP 78729 Foreclosure, Tax-Lien & Distress Report

Williamson County, Texas · Cooling Market market

On DLRadar's 0-100 public-record scale, ZIP 78729 in Williamson County, Texas comes in at 35, a moderate composite-distress reading. The pressure is most legible in construction/permit lag (83/100), structural risk (78/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). Structurally it carries 78/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 14% lower over three years, at 5/100 phase confidence. A cooling market tends to open discount-to-value windows.

Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. About 30,440 people live here, median age 35. Median household income is $81,589, near the U.S. median near $78,000. Educational attainment sits at 61% bachelor's-or-above. Around 36% of renters are cost-burdened. The tenure split is 39% owner-occupied to 61% rented. The ZIP holds roughly 15,466 housing units. DLRadar's demographic-stress index for the area reads 33/100. Vacancy runs 5.9%. Home values center near $476,200, an affordability ratio of 5.3×.

Net-net, 78729 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78729 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 78729's 35/100 can be lined up against any neighbor in Williamson County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 78729 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78729 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For a buyer, 78729 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

35/100
Composite stress
78/100
Structural risk
6/100
Distress activity

What is driving ZIP 78729’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk93
Another 9 scored dimensions sit behind 78729

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 78729 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 78729, the same set carried on every parcel.

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Neighbouring ZIPs in Williamson County

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Deterministic scoring, sourced entirely from public data · methodology

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