ZIP 78726 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78726 (Travis County, Texas) lands at 35/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Latent structural risk is 79/100 while live distress already moving reads 7/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.0% off the recent peak, and 111% higher over three years (phase confidence 5/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 14,117 people live here, median age 37. Median household income is $92,275, above the U.S. median near $78,000. The vacancy rate is 2.3%. There are about 6,585 housing units across 78726. The typical home is worth about $698,100 (7.0× income, severely stretched). Around 44% of renters are cost-burdened. Owners hold 42% of homes, renters 58%. Roughly 13.8% live below the poverty line. About 63% have a four-year degree. The demographic-stress sub-score lands at 40/100.

On the whole, 78726 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78726 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 78726 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 78726 stays directly comparable to neighboring ZIPs and the rest of Travis County, Texas. Nothing here is interpolated — where a source is thin for 78726, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 78726 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 78726 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.