ZIP 78628 Property Distress & Foreclosure Data

Williamson County, Texas's ZIP 78628 registers 35/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (92/100)). The latent-versus-live split is 79/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (79/100), institutional ownership (55/100). On the quiet end sit mortgage stress (20/100).

The recovery-phase market in 78628 posted values that held roughly flat over the year, 2.1% off the recent peak, and 5% lower over three years (phase confidence 6/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 19,856 housing units. 6.4% of residents fall below the poverty threshold. Median household income is $117,198, above the U.S. median near $78,000. Educational attainment sits at 53% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 75% of homes, renters 25%. Home values center near $496,600, an affordability ratio of 4.0× — accessible. Population is roughly 44,821 with a median age of 42. Around 45% of renters are cost-burdened. The vacancy rate is 3.9%.

On balance 78628 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.