ZIP 78681 Property Distress & Foreclosure Data

Composite property distress in 78681 (Williamson County, Texas) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural risk reads 79/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (92/100). The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (79/100), institutional ownership (55/100). By contrast, mortgage stress (20/100) register low.

The market reads recovery — home values held roughly flat year on year, 2.1% off the recent peak, and 10% lower over three years, at 6/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 58,531 people live here, median age 39. Vacancy runs 2.9%. The typical home is worth about $497,300 (3.4× income, relatively affordable). Rent burden reaches 35% of tenant households. At $136,215, median income runs above typical U.S. levels. The poverty rate is 4.9% — low. 75% of housing is owner-occupied. Around 57% of adults hold a bachelor's degree or higher. There are about 20,781 housing units across 78681. The demographic-stress sub-score lands at 25/100.

Net-net, 78681 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.