ZIP 76539 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76539 (Lampasas County, Texas) at a low 28/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (86/100), FEMA disaster exposure (65/100)). The most distinctive pressure shows up in construction/permit lag (77/100), institutional ownership (63/100), structural risk (63/100). On the quiet end sit mortgage stress (25/100). On the structural side it scores 63/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 7% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $286,200 (2.7× income, relatively affordable). The ZIP holds roughly 3,758 housing units. About 8,642 people live here, median age 46. Households earn a median $95,899 — above the roughly $78,000 national figure. The tenure split is 94% owner-occupied to 6% rented. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. Around 20% of renters are cost-burdened. The poverty rate is 5.5% — low. About 23% have a four-year degree.

Taken together, 76539 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 76539 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Lampasas County, Texas and the nation. Nothing here is interpolated — where a source is thin for 76539, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

76539's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 76539 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.