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Lampasas County, TX: Foreclosures, Tax Liens & Distressed Properties

Lampasas County, TX, Texas: 6 ZIP codes scored, Lampasas County, TX averaging 23/100 (low, Lampasas, TX), from 9 to 29. Lampasas County, TX is in its recovery phase (Lampasas, TX confidence 11/100): Lampasas, TX home prices up 1.1% (Lampasas, TX) over twelve months, 1.1% under their peak. Lampasas County, TX lender headwind: 30/100.

Highest-scoring Lampasas County, TX ZIPs: 76522 (29/100), 76550 (28/100), 76539 (27/100), 76853 (24/100), 76525 (21/100), 76844 (9/100).

Across Lampasas County, TX's scored ZIPs: median home value $225,450, household income $74,079, 19.8% vacancy, 8.3% poverty, 79% owner-occupied, median age 46.1.

Lampasas County, TX insurance distress 75/100 (#509 in the US); FEMA hazard 68/100 for Lampasas, TX; 4 federal disaster declarations in Lampasas County, TX since 2023 (4 flood); 17 Lampasas, TX NFIP flood claims, $461K paid; Lampasas, TX construction distress 70/100.

3 banks with 4 branches lend in Lampasas County, TX; Lampasas, TX weighted bank stress 56/100, highest 63/100 in Lampasas, TX.

Lampasas County, TX unemployment 4.8% (Lampasas, TX +0.4 pts, six months); 14 new housing units permitted in Lampasas County, TX over twelve months, Lampasas, TX down 22% from 18; Lampasas, TX home prices +8.8% a year (Lampasas, TX) over three years.

9,871 housing units in Lampasas County, TX; 1,603 Lampasas, TX renter households; 45% of Lampasas, TX renters spend 30%+ of income on rent, 20% (Lampasas, TX) half or more.

Lampasas County, TX ranks #51 nationally on the opportunity index (Lampasas, TX, among all ranked counties); Lampasas, TX scores 38.6/100 and Lampasas, TX sits #9 inside Texas. Lampasas, TX is in the strong_buy opportunity phase; Lampasas, TX's primary driver is construction, Lampasas, TX second driver vacancy; Lampasas, TX moved up 163 places. 10 short-sale listings across Lampasas, TX; 77 days on market observed in Lampasas, TX; 13.1% vacancy over 6 Lampasas, TX ZIPs.

No CFPB county sample covers Lampasas County, TX. The metro area reading for Lampasas, TX (Killeen-Temple, TX): 1.3% ninety-plus days late; Lampasas, TX's thirty-to-eighty-nine share is 2.7% (Lampasas, TX, December 2025 data); Texas overall 1.2%.

Lampasas County, TX has 2 watched banks; 2 Lampasas, TX banks sit in an elevated band. Lampasas, TX footprints: First Texas Bank (2 branches, stress 53) in Lampasas, TX; First State Bank Of Burnet (1 branch, stress 55) in Lampasas, TX.

1,481 of the 9,871 housing units in Lampasas, TX sit vacant. Lampasas County, TX permitted 0 multifamily units in twelve months; Lampasas, TX's one-to-four unit structures added 14 units in Lampasas County, TX.

Recovery
Market phase
1.1%
Lampasas, TX HPI YoY
-1.1%
Drawdown
11
Lampasas confidence

Top Lampasas County ZIP codes by stress score

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