Lampasas County, TX: Home-Insurance Distress & Forced-Sale Pressure
Lampasas County, TX: 75/100 (severe) home-insurance distress; Lampasas, TX band MEDIUM; Lampasas, TX #509 of 3,222 counties; Lampasas, TX #48 of 254 in Texas.
FEMA hazard, Lampasas, TX: 68/100; Lampasas, TX declarations, three years: 4; Lampasas, TX perils: 4 flood; Lampasas, TX five-year count 4 (severity 7.0); Lampasas, TX ten-year 4; hazard-weighted, Lampasas, TX: 8.0.
Declared incidents on the Lampasas, TX record: 2025 Flood 2; 2024 Flood 2 (Lampasas, TX).
NFIP claims, Lampasas, TX, three years: 17; Lampasas, TX payouts $460,760; per Lampasas, TX claim $27,104; Lampasas, TX claim-stress 84/100.
Lampasas, TX monthly score fell, 76 (March 2026) to 75 (October 2026); Lampasas, TX by month: March 76, April 76, May 79, June 79 (Lampasas, TX), July 77, August 76, September 76, October 75.
Lampasas, TX components: climate 68, NFIP claims 84; Lampasas, TX retreat index 75.
Construction distress, Lampasas, TX: 70/100 as of August 2026 (Lampasas, TX: 67/100 one-to-four unit, 50/100 multifamily).
Lampasas, TX ZIPs, June 2026 (Lampasas, TX, 6 highest): score 0 (Lampasas, TX), climate 57 (Lampasas, TX): 76522; score 0 (Lampasas, TX), climate 46 (Lampasas, TX): 76550; score 0 (Lampasas, TX), climate 41 (Lampasas, TX): 76539; score 0 (Lampasas, TX), climate 30 (Lampasas, TX): 76525; score 0 (Lampasas, TX), climate 25 (Lampasas, TX): 76853; score 0 (Lampasas, TX), climate 5 (Lampasas, TX): 76844.
DLRadar rescores Lampasas, TX monthly; Lampasas, TX readings join Lampasas, TX foreclosure, lien and ownership parcels (Lampasas, TX), so cost-squeezed Lampasas, TX owners surface before listing.
Inside Texas, Lampasas County ranks 48th of 254 counties for home-insurance distress at 75/100; Leon County (75/100) sits just above Lampasas County, and Zavala County (74/100) sits just below Lampasas County.
Deterministic. Every Lampasas County, TX signal traces to a public Lampasas dataset (FEMA, NFIP, Census for Lampasas, TX) · how insurance distress works in Lampasas, TX · methodology
FAQ: Lampasas County, TX insurance distress
What is the Lampasas County, TX home-insurance-distress score?
Lampasas, TX: 75/100 (MEDIUM), #509 of 3,222, #48 in Texas. FEMA hazard, Lampasas, TX: 68/100; NFIP stress, Lampasas, TX: 84/100; construction, Lampasas, TX: 70/100; Lampasas, TX rescores monthly.
Is Lampasas County insurance distress getting better or worse (TX)?
Lampasas, TX: 76 in March 2026; Lampasas, TX: 75 in October 2026 (better); Lampasas, TX climate component 68; Lampasas, TX NFIP claims score 84.
How many flood-insurance claims has Lampasas County, TX had?
Lampasas, TX: 17 NFIP claims, three years; Lampasas, TX paid $460,760; per Lampasas, TX claim $27,104; carriers reprice Lampasas, TX against that record.
Which Lampasas County ZIP codes carry the most insurance distress (TX)?
Lampasas, TX, June 2026: 76522 at 0, 76550 at 0, 76539 at 0, 76525 at 0; Lampasas, TX climate scores there: 57, 46, 41, 30.
Why does Lampasas, TX insurance distress create sellers?
A Lampasas, TX premium outruns the Lampasas, TX budget; a carrier leaves Lampasas, TX; Lampasas, TX carrying cost passes plan; Lampasas, TX owners sell while current; Lampasas, TX insurance distress leads Lampasas, TX foreclosure data.