Lampasas County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lampasas County, TX distress report, 2026: 6 ZIPs scored in Lampasas, TX, Lampasas, TX average 23/100; the top Lampasas, TX ZIP is 76522 at 29/100; Lampasas, TX market phase recovery, Lampasas, TX prices +1.1% year over year.
- Lampasas, TX ranks #51 nationally (opportunity index); Lampasas, TX #9 in Texas; Lampasas, TX index 38.6.
- Lampasas, TX: no CFPB county sample; Lampasas, TX metro area reading 1.3%.
- Lampasas, TX ZIP phases: 4 peak, 2 recovery.
- Lampasas, TX residential listings tracked: 23 across 3 ZIPs; Lampasas, TX candidate listings 8.
- Lampasas, TX lenders on watch: 2; largest Lampasas, TX footprint First Texas Bank (2 branches).
- Lampasas, TX most distressed ZIP: 76522 at 29/100.
Lampasas, TX figures: DLRadar distress index; Lampasas, TX inputs: CFPB, FHFA, HUD, FDIC; Lampasas, TX rebuilt as sources refresh.
| Rank | Lampasas, TX ZIP | Score |
|---|---|---|
| 1 | 76522 | 29/100 |
| 2 | 76550 | 28/100 |
| 3 | 76539 | 27/100 |
| 4 | 76853 | 25/100 |
| 5 | 76525 | 22/100 |
| 6 | 76844 | 9/100 |
Most distressed Lampasas, TX ZIPs (0-100, 2026)
Mortgage delinquency around Lampasas, TX
No CFPB county sample covers Lampasas, TX; the metro area reading for Lampasas, TX (Killeen-Temple, TX): 1.3% ninety-plus; Lampasas, TX area thirty-to-eighty-nine 2.7% (December 2025, Lampasas, TX); Texas overall 1.2%.
Opportunity index: Lampasas, TX
Lampasas, TX index 38.6, Lampasas, TX phase strong_buy; Lampasas, TX primary driver construction, Lampasas, TX second driver vacancy. Lampasas, TX components: property stress 29.6, foreclosure pressure 33.5, listing discounts 49.4, bank stress 49.8, insurance 0.0; Lampasas, TX pulse 40.5; Lampasas, TX capital opportunity 35.7; Lampasas, TX seven-day change -0.1%.
ZIP market phases inside Lampasas, TX
6 Lampasas, TX ZIPs carry a price-cycle phase; Lampasas, TX ZIPs by phase (Lampasas, TX), deepest drawdown first: recovery, +1.1% YoY, 1.1% off peak (Lampasas, TX): 76522; recovery, +1.2% YoY, 0.9% off peak (Lampasas, TX): 76853; peak, +1.3% YoY, 0.8% off peak (Lampasas, TX): 76539; peak, +1.5% YoY, 0.6% off peak (Lampasas, TX): 76550; peak, +1.5% YoY, 0.5% off peak (Lampasas, TX): 76525; peak, +2.0% YoY, 0.0% off peak (Lampasas, TX): 76844.
Residential listings by Lampasas, TX ZIP
Lampasas, TX ZIPs with the most tracked Lampasas, TX residential listings: 76539 13 listings, 4 candidates, bank pressure 58; 76550 8 listings, 2 candidates, bank pressure 57; 76853 2 listings, 2 candidates, bank pressure 58. Lampasas, TX totals: 23 listings; Lampasas, TX candidates 8; active ZIPs 0.
Lenders with branches in Lampasas, TX
Lampasas, TX lenders by branch count: First Texas Bank (Lampasas, TX): stress 53, 2 branches low in Lampasas, TX; First State Bank Of Burnet (Lampasas, TX): stress 55, 1 branch low in Lampasas, TX.
Vacancy and permits, Lampasas, TX
1,481 of 9,871 Lampasas, TX housing units are vacant; Lampasas, TX permits, twelve months: 0 multifamily units in Lampasas, TX, 14 one-to-four unit units.
Work Lampasas, TX at the parcel level
Every Lampasas, TX parcel carries owner and address; every Lampasas, TX parcel carries APN; Lampasas, TX distress scores sit on the Lampasas, TX live board.
Lampasas, TX figures refresh with each source.
Lampasas, TX questions
Most distressed ZIP code in Lampasas County, TX?
ZIP 76522 leads Lampasas, TX at 29/100; next in Lampasas, TX: 76550 at 28/100; the Lampasas, TX average is 23/100.
Where does Lampasas County, TX rank for investment opportunity?
Lampasas, TX is #51 among all ranked counties, #9 in Texas; the Lampasas, TX driver is construction; Lampasas, TX moved up 163 places.
How many mortgages are delinquent in Lampasas County, TX?
Lampasas, TX takes the metro area reading of 1.3% for December 2025; no CFPB county sample covers Lampasas, TX.
Which banks lend in Lampasas County, TX?
2 watched lenders hold Lampasas, TX branches; the largest Lampasas, TX footprints are First Texas Bank (2), First State Bank Of Burnet (1).
More on Lampasas, TX
Lampasas County, TX distress report: public-record figures for Lampasas, TX; not legal advice for Lampasas, TX; not tax or investment advice; verify every Lampasas, TX record before acting.