ZIP 76550 Foreclosure, Tax-Lien & Distress Report

In Lampasas County, Texas, ZIP 76550 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (91/100), structural risk (69/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (66/100). On the structural side it scores 69/100, with 7/100 of stress already active.

Prices here sit in a neutral phase: values rose 2.6% over the trailing year, and 19% higher over three years (phase confidence 14/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $73,697, median income runs near typical U.S. levels. The poverty rate is 11.0%. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $241,600 (3.2× income, relatively affordable). 75% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Around 29% of renters are cost-burdened. The vacancy rate is 16.2% — elevated. 13,699 residents call 76550 home, typically aged 43. The ZIP holds roughly 6,197 housing units.

Taken together, 76550 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.