ZIP 76513 Property Distress & Foreclosure Data

ZIP code 76513 in Bell County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 74 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The neutral-phase market in 76513 posted values that rose 1.3% over the year, 1.2% off the recent peak, and 2% higher over three years, at 9/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $289,600 here, or 3.2 times local income. The tenure split is 70% owner-occupied to 30% rented. Population is roughly 44,855 with a median age of 34. Rent burden reaches 42% of tenant households. Vacancy runs 6.1%. There are about 16,868 housing units across 76513. On demographic stress specifically, 76513 scores 29/100. Households earn a median $82,366 — near the roughly $78,000 national figure. About 33% have a four-year degree. Roughly 10.9% live below the poverty line.

On balance 76513 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.