ZIP 76554 Property Distress & Foreclosure Data

ZIP code 76554 in Bell County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 74/100, with 6/100 of stress already active.

The market reads neutral — home values rose 1.3% year on year, 1.2% off the recent peak (phase confidence 9/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 916 housing units. 10.1% of residents fall below the poverty threshold. About 2,199 people live here, median age 33. Around 32% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. Educational attainment sits at 20% bachelor's-or-above. Median household income is $73,558, near the U.S. median near $78,000. Home values center near $177,300, an affordability ratio of 2.2× — accessible. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 11.2% — elevated.

Net-net, 76554 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.