ZIP 76554 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76554 (Bell County, Texas) at a moderate 32/100 for overall property distress. Leading the profile are structural risk (73/100), construction/permit lag (71/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). Latent structural risk is 73/100 while live distress already moving reads 6/100.

The market reads recovery — home values rose 1.1% year on year, 1.1% off the recent peak, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 916 housing units. The poverty rate is 10.1%. Population is roughly 2,199 with a median age of 33. Rent burden reaches 32% of tenant households. The tenure split is 80% owner-occupied to 20% rented. Educational attainment sits at 20% bachelor's-or-above. Households earn a median $73,558 — near the roughly $78,000 national figure. A median home runs $177,300 here, or 2.2 times local income. On demographic stress specifically, 76554 scores 26/100. The vacancy rate is 11.2% — elevated.

Overall, 76554 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 76554 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 76554 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Bell County, Texas and the nation. Sparse data for 76554 shows as blanks, never estimates, and the score updates on every fresh public filing.

76554's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 76554 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.