ZIP 76541 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76541 (Bell County, Texas) returns a moderate composite of 32/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). On the structural side it scores 73/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (73/100), construction/permit lag (71/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100).

The recovery-phase market in 76541 posted values that rose 1.1% over the year, 1.1% off the recent peak, at 11/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $116,300 (2.6× income, relatively affordable). 24.5% of residents fall below the poverty threshold. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 76541 scores 37/100. Rent burden reaches 39% of tenant households. Educational attainment sits at 12% bachelor's-or-above. At $36,739, median income runs below typical U.S. levels. Population is roughly 18,571 with a median age of 32. There are about 10,112 housing units across 76541. Owners hold 24% of homes, renters 76%.

Net-net, 76541 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 76541 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 76541 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 76541, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 for 76541 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 76541 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.