ZIP 76541 Property Distress & Foreclosure Data

In Bell County, Texas, ZIP 76541 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Its standout signals are structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a neutral phase: values rose 1.3% over the trailing year, 1.2% off the recent peak (phase confidence 9/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $116,300 (2.6× income, relatively affordable). The poverty rate is 24.5% — high, a tax-stress and distress correlate. The vacancy rate is 17.2% — elevated. The demographic-stress sub-score lands at 37/100. Around 39% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. At $36,739, median income runs below typical U.S. levels. 18,571 residents call 76541 home, typically aged 32. The ZIP holds roughly 10,112 housing units. 24% of housing is owner-occupied.

Taken together, 76541 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.