ZIP 76542 Property Distress & Foreclosure Data

DLRadar grades ZIP 76542 (Bell County, Texas) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). Property-level stress concentrates in structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). By contrast, auction velocity (27/100) and mortgage stress (19/100) register low. Structural exposure scores 74 and live distress 13 on the 0–100 scale.

The market reads neutral — home values rose 1.3% year on year, 1.2% off the recent peak, and 6% higher over three years, at 9/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 53,631 people live here, median age 32. Owners hold 65% of homes, renters 35%. Vacancy runs 5.3%. Median household income is $72,891, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 29% bachelor's-or-above. There are about 20,903 housing units across 76542. Rent burden reaches 42% of tenant households. Home values center near $244,000, an affordability ratio of 3.1× — accessible. 12.3% of residents fall below the poverty threshold.

Net-net, 76542 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.