ZIP 76542 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76542 (Bell County, Texas) lands at 34/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). What sets it apart are the readings on structural risk (73/100), construction/permit lag (71/100), institutional ownership (47/100). On the quiet end sit auction velocity (27/100) and mortgage stress (19/100). On the structural side it scores 73/100, with 13/100 of stress already active.

The market reads recovery — home values rose 1.1% year on year, 1.1% off the recent peak, and 6% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 53,631 with a median age of 32. The tenure split is 65% owner-occupied to 35% rented. The vacancy rate is 5.3%. Households earn a median $72,891 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 30/100. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 20,903 housing units. Rent burden reaches 42% of tenant households. The typical home is worth about $244,000 (3.1× income, relatively affordable). Roughly 12.3% live below the poverty line.

Overall, 76542 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 76542 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 76542's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 76542 reflects the current record instead of a stale or modeled snapshot.

The 34/100 for 76542 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 76542 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.