ZIP 76523 Foreclosure, Tax-Lien & Distress Report

Milam County, Texas's ZIP 76523 registers 19/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in institutional ownership (45/100), structural risk (40/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (85/100). Structural exposure scores 40 and live distress 5 on the 0–100 scale.

The peak-phase market in 76523 posted values that rose 2.0% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $69,896, near the U.S. median near $78,000. Home values center near $161,800, an affordability ratio of 2.4× — accessible. Rent burden reaches 0% of tenant households. Population is roughly 402 with a median age of 58. The poverty rate is 15.9%. The ZIP holds roughly 123 housing units. About 4% have a four-year degree. The tenure split is 94% owner-occupied to 6% rented. The demographic-stress sub-score lands at 22/100. The vacancy rate is 0.0%.

Overall, 76523 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 76523 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 76523 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76523 can be compared directly against any other ZIP in Milam County, Texas or nationwide. The score is rebuilt from public data as it updates, so 76523 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 76523 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 76523 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.