ZIP 76523 Property Distress & Foreclosure Data

In Milam County, Texas, ZIP 76523 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (52/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (81/100). The latent-versus-live split is 52/100 structural and 5/100 already moving.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $69,896, median income runs near typical U.S. levels. The typical home is worth about $161,800 (2.4× income, relatively affordable). Around 0% of renters are cost-burdened. 402 residents call 76523 home, typically aged 58. The poverty rate is 15.9%. The ZIP holds roughly 123 housing units. Around 4% of adults hold a bachelor's degree or higher. 94% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. The vacancy rate is 0.0%.

Overall, 76523 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 76523

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk51
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Milam County

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