ZIP 76518 Property Distress & Foreclosure Data

ZIP code 76518 in Milam County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (77/100), structural risk (52/100), institutional ownership (44/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). On the structural side it scores 52/100, with 5/100 of stress already active.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $57,500, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 39/100. Around 62% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. About 1,290 people live here, median age 41. Owners hold 73% of homes, renters 27%. 21.1% of residents fall below the poverty threshold. The ZIP holds roughly 534 housing units. Home values center near $225,000, an affordability ratio of 3.7× — accessible. The vacancy rate is 17.9% — elevated.

Net-net, 76518 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.