ZIP 76518 Foreclosure, Tax-Lien & Distress Report

ZIP 76518's composite property-distress score is 22/100 - DLRadar classes that as low for Milam County, Texas. The pressure is most legible in construction/permit lag (50/100), institutional ownership (48/100), structural risk (46/100). On the quiet end sit mortgage stress (18/100). Climate and flood risk are elevated too — FEMA disaster exposure (89/100). The latent-versus-live split is 46/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $57,500 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 39/100. Around 62% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. About 1,290 people live here, median age 41. Owners hold 73% of homes, renters 27%. 21.1% of residents fall below the poverty threshold. The ZIP holds roughly 534 housing units. A median home runs $225,000 here, or 3.7 times local income. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 76518 leans distressed, with opportunity clustered in specific stressed parcels. While 76518 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 76518 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Milam County, Texas and the nation. The score is rebuilt from public data as it updates, so 76518 reflects the current record instead of a stale or modeled snapshot.

Behind 76518's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 76518 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.