ZIP 77857 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77857 (Milam County, Texas) lands at 19/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The sharpest non-environmental signals are institutional ownership (45/100), structural risk (40/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (18/100) stay muted. Latent structural risk is 40/100 while live distress already moving reads 5/100.

The peak-phase market in 77857 posted values that rose 2.0% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $355,800 here, or 5.2 times local income. On demographic stress specifically, 77857 scores 30/100. Vacancy runs 10.4%. The tenure split is 87% owner-occupied to 13% rented. Educational attainment sits at 24% bachelor's-or-above. There are about 512 housing units across 77857. Population is roughly 1,261 with a median age of 41. 17.7% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Households earn a median $60,511 — below the roughly $78,000 national figure.

Overall, 77857 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 77857 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 77857 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 77857 stays directly comparable to neighboring ZIPs and the rest of Milam County, Texas. Nothing here is interpolated — where a source is thin for 77857, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 77857's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 77857 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.