Milam County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Milam County, Texas? DLRadar grades every Milam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Milam County breakdown.
- Milam County's most distressed ZIP is 76578 at 34/100.
- 14 ZIP codes tracked in Milam County, averaging 25/100 distress.
- Milam County reads peak — home values up 2.0% year over year.
- Vacancy runs 13.9% across Milam County's tracked ZIPs, with a 12.7% poverty rate.
- The typical Milam County home is worth about $207,600 against a ~$66,993 median income.
- Lending headwind in Milam County sits at 0/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76578 | 34/100 |
| 2 | 76511 | 33/100 |
| 3 | 76534 | 32/100 |
| 4 | 76569 | 30/100 |
| 5 | 76519 | 26/100 |
| 6 | 76577 | 26/100 |
| 7 | 76570 | 23/100 |
| 8 | 76518 | 22/100 |
| 9 | 76520 | 22/100 |
| 10 | 76523 | 22/100 |
| 11 | 76556 | 22/100 |
| 12 | 77857 | 22/100 |
Most distressed ZIP codes in Milam County (composite distress 0-100, 2026)
What is driving Milam County distress
The Milam County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 25/100 ZIP average. No proprietary or modelled inputs enter the score.
Milam County market phase and pricing
Phase for Milam County: peak (+2.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Milam County
Keep reading the Milam County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
Card-free · live data across the whole platform for a week.
Frequently asked questions
What is the hardest-hit ZIP in Milam County?
ZIP 76578 leads Milam County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Milam County at?
Milam County reads peak, with home prices up 2.0% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Milam County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 14 Milam County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Milam County ZIP codes?
One county number flattens a wide range. Across the Milam County ZIPs DLRadar ranks, scores run from 34/100 in 76578 down to 22/100 in 77857, against a Milam County average of 25/100. The 12-point range is the argument for ZIP-level search across Milam County.
What do Milam County home values and vacancy say about distressed supply?
The typical Milam County home carries about $207,600 of value against a median household income near $66,993. Vacancy across Milam County's tracked ZIPs runs 13.9% and the poverty rate is 12.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Milam County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.