ZIP 76577 Foreclosure, Tax-Lien & Distress Report

Milam County, Texas's ZIP 76577 registers 26/100 composite distress, which DLRadar reads as low. Structurally it carries 56/100, against 5/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (56/100), institutional ownership (47/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (85/100).

The market reads peak — home values rose 1.8% year on year, and 5% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,297 residents call 76577 home, typically aged 46. The vacancy rate is 11.3% — elevated. Rent burden reaches 46% of tenant households. Owners hold 78% of homes, renters 22%. There are about 1,551 housing units across 76577. At $70,174, median income runs near typical U.S. levels. The typical home is worth about $218,400 (2.6× income, relatively affordable). DLRadar's demographic-stress index for the area reads 27/100. 10.8% of residents fall below the poverty threshold. Around 33% of adults hold a bachelor's degree or higher.

On balance 76577 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 76577 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 76577 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Milam County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 76577 shows blanks, not estimates, wherever the record is sparse.

The 26/100 for 76577 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 76577 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.