ZIP 76577 Property Distress & Foreclosure Data

ZIP code 76577 in Milam County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 55/100 against active distress of 5/100. What sets it apart are the readings on construction/permit lag (81/100), structural risk (55/100), institutional ownership (44/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (79/100).

Prices here sit in a neutral phase: values rose 3.9% over the trailing year, and 5% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

3,297 residents call 76577 home, typically aged 46. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. 78% of housing is owner-occupied. There are about 1,551 housing units across 76577. At $70,174, median income runs near typical U.S. levels. The typical home is worth about $218,400 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 27/100. The poverty rate is 10.8%. Around 33% of adults hold a bachelor's degree or higher.

Overall, 76577 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.