ZIP 76520 Property Distress & Foreclosure Data

Composite property distress in 76520 (Milam County, Texas) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 52 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (52/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (81/100).

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 26% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

8,098 residents call 76520 home, typically aged 37. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. There are about 3,498 housing units across 76520. 71% of housing is owner-occupied. At $63,037, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. The typical home is worth about $162,100 (2.5× income, relatively affordable). Rent burden reaches 37% of tenant households. The poverty rate is 21.9% — high, a tax-stress and distress correlate. Around 21% of adults hold a bachelor's degree or higher.

Taken together, 76520 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.