ZIP 76655 Property Distress & Foreclosure Data

DLRadar grades ZIP 76655 (Mclennan County, Texas) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), institutional ownership (29/100), mortgage stress (12/100). mortgage stress (12/100) and construction/permit lag (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). The latent-versus-live split is 46/100 structural and 4/100 already moving.

Prices here sit in a neutral phase: values rose 3.2% over the trailing year, and 14% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.7%. The typical home is worth about $313,100 (2.8× income, relatively affordable). The poverty rate is 4.7% — low. 9,572 residents call 76655 home, typically aged 39. At $106,012, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. Around 32% of renters are cost-burdened. 87% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,928 housing units.

On balance, 76655 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.