ZIP 76655 Foreclosure, Tax-Lien & Distress Report

ZIP 76655's composite property-distress score is 26/100 - DLRadar classes that as low for Mclennan County, Texas. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (60/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (12/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (79/100)). The split runs 60/100 structural to 4/100 active on the ground.

The neutral-phase market in 76655 posted values that rose 1.2% over the year, 2.8% off the recent peak, and 14% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 4.7%. A median home runs $313,100 here, or 2.8 times local income. The poverty rate is 4.7% — low. Population is roughly 9,572 with a median age of 39. Households earn a median $106,012 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. Around 32% of renters are cost-burdened. 87% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,928 housing units.

On balance 76655 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 76655 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 76655 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 76655 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 76655 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 76655 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.