ZIP 76706 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76706 (Mclennan County, Texas) returns a low composite of 26/100. The split runs 61/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (87/100). The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (61/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low.

The neutral-phase market in 76706 posted values that rose 1.2% over the year, 2.8% off the recent peak, and 7% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $197,000, an affordability ratio of 4.3×. Median household income is $42,277, below the U.S. median near $78,000. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 39% owner-occupied to 61% rented. Rent burden reaches 57% of tenant households. 32.4% of residents fall below the poverty threshold. 40,668 residents call 76706 home, typically aged 24. The demographic-stress sub-score lands at 44/100. The ZIP holds roughly 17,106 housing units. Educational attainment sits at 23% bachelor's-or-above.

On the whole, 76706 leans distressed, with opportunity clustered in specific stressed parcels. 76706 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 76706 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 76706 stays directly comparable to neighboring ZIPs and the rest of Mclennan County, Texas. Where the public record is thin for 76706, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 76706 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 76706 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.