ZIP 76704 Property Distress & Foreclosure Data

DLRadar grades ZIP 76704 (Mclennan County, Texas) at a low 21/100 for overall property distress. Structural exposure scores 47 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100). Property-level stress concentrates in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and construction/permit lag (9/100) register low.

The market reads neutral — home values rose 3.2% year on year, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,387 people live here, median age 28. Owners hold 33% of homes, renters 67%. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 8% bachelor's-or-above. There are about 3,763 housing units across 76704. Median household income is $24,208, below the U.S. median near $78,000. Home values center near $134,900, an affordability ratio of 4.7×. Rent burden reaches 51% of tenant households. DLRadar's demographic-stress index for the area reads 49/100. 47.4% of residents fall below the poverty threshold.

Net-net, 76704 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.