ZIP 76704 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76704 (Mclennan County, Texas) lands at 26/100 — low on DLRadar's distress scoring. Latent structural risk is 60/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (90/100). The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (58/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100).

Prices here sit in a neutral phase: values rose 1.2% over the trailing year, 2.8% off the recent peak (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 7,387 people live here, median age 28. The tenure split is 33% owner-occupied to 67% rented. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Around 8% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,763 housing units. Median household income is $24,208, below the U.S. median near $78,000. Home values center near $134,900, an affordability ratio of 4.7×. Rent burden reaches 51% of tenant households. On demographic stress specifically, 76704 scores 49/100. Roughly 47.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 76704 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 76704 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 76704 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Mclennan County, Texas and the nation. The score is rebuilt from public data as it updates, so 76704 reflects the current record instead of a stale or modeled snapshot.

Each component behind 76704 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 76704 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.