ZIP 76707 Property Distress & Foreclosure Data

ZIP code 76707 in Mclennan County, Texas carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and construction/permit lag (9/100) register low. The latent-versus-live split is 47/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100).

The market reads neutral — home values rose 3.2% year on year, and 15% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 45% of renters are cost-burdened. 31.2% of residents fall below the poverty threshold. Median household income is $38,208, below the U.S. median near $78,000. The ZIP holds roughly 6,584 housing units. About 16,602 people live here, median age 30. DLRadar's demographic-stress index for the area reads 38/100. Educational attainment sits at 15% bachelor's-or-above. Owners hold 57% of homes, renters 43%. The vacancy rate is 17.3% — elevated. Home values center near $126,200, an affordability ratio of 3.0× — accessible.

Net-net, 76707 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.