ZIP 76707 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76707 (Mclennan County, Texas) returns a low composite of 27/100. The pressure is most legible in construction/permit lag (66/100), structural risk (61/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. Structural exposure scores 61 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100).

The neutral-phase market in 76707 posted values that rose 1.2% over the year, 2.8% off the recent peak, and 15% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 45% of tenant households. Roughly 31.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $38,208, below the U.S. median near $78,000. The ZIP holds roughly 6,584 housing units. Population is roughly 16,602 with a median age of 30. The demographic-stress sub-score lands at 38/100. About 15% have a four-year degree. 57% of housing is owner-occupied. The vacancy rate is 17.3% — elevated. A median home runs $126,200 here, or 3.0 times local income.

On the whole, 76707 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 76707 at the moment; the composite and its components are still built from verifiable public records.

Whether 76707 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76707 can be compared directly against any other ZIP in Mclennan County, Texas or nationwide. Sparse data for 76707 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 27/100 for 76707 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 76707 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.