ZIP 76705 Foreclosure, Tax-Lien & Distress Report
Mclennan County, Texas · Affordable market
ZIP code 76705 in Mclennan County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (60/100), construction/permit lag (58/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. On the structural side it scores 60/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (90/100).
The neutral-phase market in 76705 posted values that rose 1.2% over the year, 2.8% off the recent peak, and 10% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
On demographic stress specifically, 76705 scores 34/100. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 62% of housing is owner-occupied. About 17% have a four-year degree. Around 44% of renters are cost-burdened. About 31,750 people live here, median age 35. Vacancy runs 10.9%. Home values center near $190,600, an affordability ratio of 3.0× — accessible. Median household income is $54,881, below the U.S. median near $78,000. There are about 11,928 housing units across 76705.
Net-net, 76705 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 76705 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 76705 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 76705 stays directly comparable to neighboring ZIPs and the rest of Mclennan County, Texas. 76705 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 76705's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 76705 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 76705 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
76705 at a glance
Current distress, phase, housing and lender-pressure figures for 76705, drawn from the same report attached to each property.
Adjacent Mclennan County ZIP reports
Nearest ZIP codes to 76705
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Other reports tied to Mclennan County, Texas — ZIP, county and statewide.
The complete 76705 distress and acquisition report
Open 76705 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology