ZIP 76705 Property Distress & Foreclosure Data

Composite property distress in 76705 (Mclennan County, Texas) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and construction/permit lag (9/100). On the structural side it scores 47/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (90/100)).

The neutral-phase market in 76705 posted values that rose 3.2% over the year, and 10% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 76705 scores 34/100. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 62% owner-occupied to 38% rented. About 17% have a four-year degree. Around 44% of renters are cost-burdened. Population is roughly 31,750 with a median age of 35. The vacancy rate is 10.9%. A median home runs $190,600 here, or 3.0 times local income. Households earn a median $54,881 — below the roughly $78,000 national figure. The ZIP holds roughly 11,928 housing units.

On balance 76705 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.