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ZIP 76691 Foreclosure, Tax-Lien & Distress Report

Mclennan County, Texas · Distress market

Scored purely from public records, 76691 (Mclennan County, Texas) returns a low composite of 27/100. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (61/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (89/100). Structural risk reads 61/100 against active distress of 3/100.

The neutral-phase market in 76691 posted values that rose 1.3% over the year, 2.6% off the recent peak, and 17% higher over three years (phase confidence 12/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $72,632 — near the roughly $78,000 national figure. Rent burden reaches 42% of tenant households. The vacancy rate is 6.6%. About 6,288 people live here, median age 43. About 20% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100. The poverty rate is 9.9%. The tenure split is 79% owner-occupied to 21% rented. Home values center near $304,500, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 2,602 housing units.

Net-net, 76691 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 76691 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 76691 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 76691 shows as blanks, never estimates, and the score updates on every fresh public filing.

76691's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 76691 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

27/100
Composite stress
61/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 76691

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 76691 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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