ZIP 76628 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76628 (Hill County, Texas) at a low 27/100 for overall property distress. Its standout signals are structural risk (61/100), construction/permit lag (58/100), institutional ownership (45/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (70/100)). Latent structural risk is 61/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 101 with a median age of 40. Around 7% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%. Owners hold 100% of homes, renters 0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $96,250 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 21/100. The ZIP holds roughly 22 housing units. The typical home is worth about $55,000.

On balance 76628 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 76628 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 76628's 27/100 can be lined up against any neighbor in Hill County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 76628, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 for 76628 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 76628 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.