ZIP 76641 Foreclosure, Tax-Lien & Distress Report

Navarro County, Texas's ZIP 76641 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (61/100). Its heaviest discrete signals: construction/permit lag (61/100), structural risk (60/100), institutional ownership (42/100). On the quiet end sit mortgage stress (18/100). Structurally it carries 60/100, against 6/100 of stress already in motion.

The peak-phase market in 76641 posted values that rose 0.9% over the year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. There are about 888 housing units across 76641. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,094 with a median age of 34. The poverty rate is 18.8% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 28/100. Around 39% of renters are cost-burdened. The typical home is worth about $166,300 (1.9× income, relatively affordable). Median household income is $74,205, near the U.S. median near $78,000.

Taken together, 76641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 76641 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 76641's 27/100 can be lined up against any neighbor in Navarro County, Texas or any ZIP coast to coast. Where the public record is thin for 76641, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 76641 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 76641 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.