ZIP 76641 Property Distress & Foreclosure Data

DLRadar grades ZIP 76641 (Navarro County, Texas) at a low 27/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (62/100). Property-level stress concentrates in structural risk (61/100), construction/permit lag (57/100), institutional ownership (46/100). By contrast, mortgage stress (18/100) register low. Structural exposure scores 61 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 1.1% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. There are about 888 housing units across 76641. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. About 2,094 people live here, median age 34. 18.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 39% of tenant households. Home values center near $166,300, an affordability ratio of 1.9× — accessible. Median household income is $74,205, near the U.S. median near $78,000.

Net-net, 76641 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.