ZIP 75144 Property Distress & Foreclosure Data

Navarro County, Texas's ZIP 75144 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 61/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (61/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 1.1% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Median household income is $62,528, below the U.S. median near $78,000. The vacancy rate is 17.5% — elevated. The ZIP holds roughly 1,687 housing units. Educational attainment sits at 21% bachelor's-or-above. Around 21% of renters are cost-burdened. Home values center near $168,800, an affordability ratio of 2.5× — accessible. 15.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 75% of homes, renters 25%. About 3,798 people live here, median age 41.

Net-net, 75144 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.