ZIP 76681 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 76681 in Navarro County, Texas comes in at 27, a low composite-distress reading. Structural risk reads 59/100 against active distress of 6/100. What sets it apart are the readings on construction/permit lag (59/100), structural risk (59/100), institutional ownership (41/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 31.4% — elevated. The ZIP holds roughly 262 housing units. 760 residents call 76681 home, typically aged 29. On demographic stress specifically, 76681 scores 35/100. Owners hold 90% of homes, renters 10%. About 12% have a four-year degree. Home values center near $106,300, an affordability ratio of 2.4× — accessible. Households earn a median $43,365 — below the roughly $78,000 national figure. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 83% of tenant households.

On the whole, 76681 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 76681 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Navarro County, Texas and the nation. Sparse data for 76681 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 76681 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 76681 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.