ZIP 76639 Property Distress & Foreclosure Data

Navarro County, Texas's ZIP 76639 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (61/100), institutional ownership (45/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 61/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (60/100)).

The peak-phase market in 76639 posted values that rose 1.1% over the year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 924 housing units. Population is roughly 2,005 with a median age of 40. On demographic stress specifically, 76639 scores 30/100. Around 29% of renters are cost-burdened. Roughly 16.2% live below the poverty line. The vacancy rate is 14.8% — elevated. About 11% have a four-year degree. A median home runs $154,400 here, or 2.6 times local income. Households earn a median $47,760 — below the roughly $78,000 national figure. The tenure split is 64% owner-occupied to 36% rented.

On the whole, 76639 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.