ZIP 76686 Property Distress & Foreclosure Data

In Limestone County, Texas, ZIP 76686 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (47/100), structural risk (46/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). On the structural side it scores 46/100, with 6/100 of stress already active.

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 74% of homes, renters 26%. 30.7% of residents fall below the poverty threshold. About 275 people live here, median age 53. Around 0% of renters are cost-burdened. Median household income is $64,500, below the U.S. median near $78,000. The vacancy rate is 11.6% — elevated. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $169,100, an affordability ratio of 1.9× — accessible. Educational attainment sits at 34% bachelor's-or-above. The ZIP holds roughly 165 housing units.

Net-net, 76686 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.