ZIP 76648 Property Distress & Foreclosure Data

Hill County, Texas's ZIP 76648 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (68/100)). The latent-versus-live split is 65/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (65/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 76648 posted values that rose 3.9% over the year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $49,432 — below the roughly $78,000 national figure. Roughly 23.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 75% owner-occupied to 25% rented. Around 62% of renters are cost-burdened. On demographic stress specifically, 76648 scores 35/100. About 17% have a four-year degree. The vacancy rate is 21.8% — elevated. Population is roughly 2,922 with a median age of 37. A median home runs $132,000 here, or 2.5 times local income. The ZIP holds roughly 1,301 housing units.

On the whole, 76648 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.