ZIP 76648 Foreclosure, Tax-Lien & Distress Report
Hill County, Texas · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 76648 in Hill County, Texas comes in at 27, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (68/100)). Structurally it carries 60/100, against 6/100 of stress already in motion. Its standout signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (44/100). mortgage stress (20/100) stay muted.
The market reads peak — home values rose 1.9% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
Median household income is $49,432, below the U.S. median near $78,000. 23.7% of residents fall below the poverty threshold. The tenure split is 75% owner-occupied to 25% rented. Around 62% of renters are cost-burdened. On demographic stress specifically, 76648 scores 35/100. About 17% have a four-year degree. The vacancy rate is 21.8% — elevated. 2,922 residents call 76648 home, typically aged 37. A median home runs $132,000 here, or 2.5 times local income. There are about 1,301 housing units across 76648.
On the whole, 76648 leans distressed, with opportunity clustered in specific stressed parcels. While 76648 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 76648 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Hill County, Texas and the nation. Where the public record is thin for 76648, the field stays empty rather than modeled, and fills in as new documents post.
The 27/100 for 76648 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 76648 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 76648 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 76648 by the numbers
76648 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
More ZIPs across Hill County
Related reports across Hill County, Texas
Keep going: ZIP, county and state distress coverage for Hill County, Texas.
Open the complete 76648 acquisition file
The full 76648 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology