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ZIP 76055 Foreclosure, Tax-Lien & Distress Report

Hill County, Texas · Affordable market

Scored purely from public records, 76055 (Hill County, Texas) returns a low composite of 27/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (70/100). Latent structural risk is 61/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in structural risk (61/100), construction/permit lag (58/100), institutional ownership (45/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

At $77,627, median income runs near typical U.S. levels. The ZIP holds roughly 1,357 housing units. Owners hold 84% of homes, renters 16%. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $197,300, an affordability ratio of 2.6× — accessible. Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 11.8% — elevated. Roughly 14.6% live below the poverty line. Population is roughly 3,719 with a median age of 37.

Overall, 76055 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 76055 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 76055's 27/100 can be lined up against any neighbor in Hill County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 76055 reflects the current record instead of a stale or modeled snapshot.

The 27/100 for 76055 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 76055 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

27/100
Composite stress
61/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 76055

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk70
9 further distress layers are graded for 76055

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 76055 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Hill County

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Every distressed parcel in 76055 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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