ZIP 76055 Property Distress & Foreclosure Data

In Hill County, Texas, ZIP 76055 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). On the structural side it scores 69/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (80/100), structural risk (69/100), institutional ownership (49/100). mortgage stress (20/100) stay muted.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $77,627, median income runs near typical U.S. levels. The ZIP holds roughly 1,357 housing units. 84% of housing is owner-occupied. Around 30% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. The typical home is worth about $197,300 (2.6× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 11.8% — elevated. The poverty rate is 14.6%. 3,719 residents call 76055 home, typically aged 37.

Overall, 76055 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.